We Offer a Checking Account to Meet Your Needs.

If you would like more information, and would like to open an account, just stop by our convenient location or give us a call at               320-564-2111. You can also reorder checks anytime using using our secure Check Reorder Form.



Advantage Rewards Checking

  • No minimum balance to open or maintain your account
  • Monthly service fee of $5.00 --Waived if receive electronic statements
  • Debit Card Available
  • Free single checks
  • No fees at affiliated ATMs
  • Reward Point Program on Debit Cards

Advantage Checking

  • Opening deposit of $100
  • Monthly service charge of $7.50
  • Monthly service charge waived if the following are met: -- You maintain a daily balance of at least $300 --Are a student-either high school or enrolled full-time in post-high school education (college or trade) up to age 24 --Are a senior citizen-age 55 or older (must notify us)
  • Debit Card available


  • Opening deposit of $100
  • Interest bearing
  • Maintain $1,000 daily balance to obtain the disclosed annual percentage yield.
  • Monthly service charge of $7.50 --Waived if all of these are met: --You maintain a positive balance --Enroll in e-statements and on-line banking --Have 1 automatic deposit and 7 debit card or bill-pay transactions per statement cycle
  • Debit card available

Interest Checking

  • Opening deposit of $1,000
  • Interest bearing
  • Maintain a daily balance of $1,000 to obtain the disclosed Annual Percentage Rate
  • Monthly service charge of $7.50, waived if you maintain a daily balance of $1,000
  • Debit card available

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Lost or Stolen ATM/Debit Card

If your ATM/Debit Card is lost or stolen, contact us immediately during regular business hours at      320-564-2111

After Hours/Weekends please call      1-800-236-2442 to receive assistance.

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