Checking Accounts

Checking accountFM Freedom Checking

  • Free Mobile Banking
  • Free Mobile Deposit
  • Free Online Banking
  • Free Standard Bill Pay
  • First box of check blanks free
  • Minimum Balance to Open $0
  • Four free out of System ATM withdrawls per month (limit of $5.00 per transaction fee)

FM Advantage Checking

  • Opening deposit of $100
  • Monthly service charge of $7.50
  • Monthly service charge waived if any of these are met: — You maintain a daily balance of at
    least $300 –Are a student-either high school or enrolled full-time in post-high school
    education (college or trade) up to age 24 –Are a senior citizen-age 55 or older (must notify us)
  • Debit card available at no charge
  • Free single checks

FM Elite Checking

  • Opening deposit of $1,000
  • Interest bearing
  • Maintain a daily balance of $1,000 to obtain the disclosed Annual Percentage Rate
  • Monthly service charge of $7.50, waived if you maintain an average daily balance of $1,000
  • Debit card available at no charge
  • First order of checks free

Order Checks

You can also reorder checks anytime using using our secure Check Reorder Form.